Wear it now.
Pay at your own pace.
Sacred clothing should not wait on a paycheck. We offer two flexible, interest-free payment plans so the piece meant for you can come home when it is ready.
Every garment we make is an act of devotion. The linen chosen slowly, the hands working carefully, the intention woven into every seam. We believe that devotion deserves to arrive in your home with ease.
That is why we partner with Affirm and Sezzle — two trusted payment platforms that let you split your order into smaller, manageable payments. No hidden fees. No judgment. Just flexibility, so you never have to choose between the piece that called to you and the practicality of this week.
Affirm
Flexible monthly payments. No late fees. Ever.
Affirm is one of the most trusted BNPL services in North America. It offers flexible payment plans from 3 to 24 months, with interest rates from 0% APR depending on your plan and order amount.
Pay in 4: Split your order into four equal payments. The first is due at checkout, then one every two weeks. 0% APR, always.
Monthly plans: For larger orders, spread payments over 3, 6, 12, or 24 months. Rates are shown clearly at checkout before you confirm — no surprises.
No late fees. This is Affirm's promise. If life gets complicated, there are no penalty charges added to your balance.
At checkout, select Affirm as your payment method and complete a quick, real-time eligibility check. Most customers are approved in seconds. It does not affect your credit score to check.
Sezzle
Split into four. Pay over six weeks. 0% interest.
Sezzle specialises in simple, short-term payment splitting. It is designed for shoppers who want to pay off a purchase quickly, without interest.
Pay in 4: Pay 25% at checkout, then three equal installments every two weeks over six weeks. 0% interest on every order.
Pay in 2: For smaller purchases, split into two equal payments two weeks apart. The simplest path to ownership.
Sezzle Up: Optionally opt in to have Sezzle report your payment history to all three major credit bureaus — a rare feature among BNPL providers. On-time payments can support your credit score.
Select Sezzle at checkout, create a free account in under a minute, and your order is confirmed immediately. Sezzle pays us in full — your garment enters production right away.
Shop as usual
Browse the collection, choose the piece that chose you, and add it to your cart. Nothing changes until checkout.
Choose your plan
At checkout, select Affirm or Sezzle as your payment method. You'll see your exact installment schedule before you confirm — fully transparent.
Your piece enters production
Once your plan is confirmed, your order is placed and your garment begins its making. The payment plan does not delay your production timeline by a single day.
Affirm vs. Sezzle — at a glance
| Affirm | Sezzle | |
|---|---|---|
| Pay in 4 | ✦ Yes — every 2 weeks | ✦ Yes — every 2 weeks |
| Monthly plans | ✦ 3 to 24 months | ✦ 3 to 48 months |
| 0% APR option | ✦ Pay in 4 is always 0% | ✦ Pay in 2 & Pay in 4 are 0% |
| Late fees | None, ever | Charged on missed payments |
| Credit score impact (check) | Soft check only — no impact | Soft check only — no impact |
| Credit building option | Data shared with Experian | Opt-in reporting to all 3 bureaus |
| Best for | Longer-term flexibility, larger orders | Short-term, 0% over 6 weeks |
Questions we hear most
Does using a payment plan delay when my garment is made?
No. When you complete checkout with Affirm or Sezzle, your order is confirmed immediately and your garment enters our production schedule the same day. Both services pay us in full at the time of your order — the installments are between you and them. Your making timeline is not affected by a single day.
Will checking my eligibility affect my credit score?
No. Both Affirm and Sezzle use a soft credit check to confirm eligibility. Soft checks do not appear on your credit report and do not affect your credit score in any way.
Can I use a payment plan on made-to-order pieces?
Yes. Our made-to-order pieces (including La Majia and the Kuan Yin Silk Playsuit) are eligible for both Affirm and Sezzle. Please note that because made-to-order garments are created specifically for you, they follow our standard exchange policy rather than returns — a payment plan does not change this.
Are there any hidden fees?
Affirm charges no late fees, no hidden fees, and no prepayment penalties. If you choose a monthly plan with interest, the exact rate is shown to you at checkout before you confirm — what you see is what you pay.
Sezzle's Pay in 4 and Pay in 2 plans are 0% interest. Sezzle does charge a fee for late or missed payments, so we recommend scheduling your automatic payments to avoid any charges. Full fee details are available on the Sezzle website.
What happens if I need to return or exchange my piece?
Our standard exchange and return policy applies regardless of how you paid. If an exchange is approved, the refund is processed back through Affirm or Sezzle respectively, and your payment plan will be adjusted or cancelled by the provider. Please allow up to 7 business days for the refund to reflect in your account.
If you have questions about an exchange, reach out to our customer care team at hello@myrahpenaloza.com and we will walk you through every step.
Which option should I choose — Affirm or Sezzle?
For most orders, either works beautifully. If you prefer the fastest possible payoff at 0% interest, Sezzle's Pay in 4 over six weeks is a clean, simple path. If you want longer flexibility — especially for a higher-value piece like the Kuan Yin Silk or a full linen set — Affirm's monthly options allow you to spread the investment over a longer period at a rate shown clearly before you confirm.
Both are legitimate, trusted platforms used by millions of shoppers worldwide. Follow the option that feels most aligned with where you are right now.
I live outside the US. Can I still use these payment plans?
Affirm is currently available to customers in the United States and Canada. Sezzle is available in the United States and Canada. If you are ordering from another country, please contact us at hello@myrahpenaloza.com — we are always happy to discuss options.
Can I pay off my plan early?
Yes. With Affirm, you can make early payments or pay off your balance in full at any time — there is no prepayment penalty. With Sezzle, you can also pay ahead of schedule through your Sezzle account dashboard. Paying early on either platform never results in a fee.
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Payment plans are provided by Affirm and Sezzle, independent third-party services. Rates, availability, and terms are determined by each provider at the time of your transaction. Myrah Penaloza is not a lender and is not responsible for the terms of any financing agreement. For questions about your payment plan, contact Affirm at affirm.com/help or Sezzle at sezzle.com/help.