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Getting Started with Quadpay

We now have Quadpay available for customers at www.myrahpenaloza.com 
Here are some FAQ's for quadpay below, you can also check out their website here.
  • How does QuadPay work?
    QuadPay allows you to make a purchase but split the total in to four installment payments. You get your item now and make your payments every two weeks.
  • How does QuadPay make money?
    We are asked this question because our system is four payments, no interest. We make money through installment fees and through our partners.
  • How does QuadPay work in store?
    You start a purchase request in our App. Tell us the total amount that you want to spend. A virtual card is generated and added to your wallet. Then Tap to Pay using the QuadPay Virtual card.
    Remember, if you don’t select the QuadPay virtual card to make your purchase, it will not be split in to four installments. 
  • How does QuadPay work with Myrahpenaloza.com?
    Add items to your cart as usual. Make your purchase and choose QuadPay at checkout. 
  • How are you approved? How does QuadPay determine your limit?
    Our approval process and limits are set by computer algorithm. Due to security concerns, we do not provide info on this process. (We don’t want hackers to learn how to get approved.)
  • Can anyone use QuadPay?
    You need to be 18 and older. Have a US wireless number and a US debit or credit card that is not pre-paid.
  • Can you use QuadPay in Canada, Mexico, Australia or any country outside the USA?
    No. QuadPay is intended for customers in the USA only.
  • What is QuadPay verification code?
    When you sign in to our App, you will be sent a verification code to your phone to secure your sign in.
  • What does QuadPay mean?
    “Quad” as in four and “Pay” as in payments!
  • Why doesn't QuadPay work for me?
    First, make sure you are 18 or older, and in the USA.
    Also, we have seen a few of our customers start up our app, make a purchase request, and then use their own card to pay instead of using the QuadPay virtual card to complete the purchase.
  • Who uses QuadPay?
    Anyone who wants to make buying things easier by splitting your purchase in to four payments with no interest.
  • Who owns QuadPay?
    QuadPay is a privately held company.
  • Where is QuadPay accepted?
    You can use our QuadPay App online at just about every retail store.
  • Where is QuadPay located?
    QuadPay’s headquarters are in New York City.
  • Which merchants use QuadPay?
    Our partner merchants have QuadPay built in to their shopping carts. Just choose “QuadPay” as your payment method. It works without our app!
    For non-partners, you can use our App at just about any retail online store.